Annuities As An Asset Class
ROOTS OF THE 60/40 SPLIT Modern portfolio theory examines how investors can construct a portfolio using different asset classes to optimize returns for a given level of market risk.1 First introduced by economist Harry Markowitz in the 1950s, modern portfolio theory remains a mainstay of the investing and finance world today.2 Under modern portfolio theory, […]
Wondering How To Create Income In Retirement?
Wondering How To Create Income In Retirement? A knowledgeable financial professional can help you explore options. Planning for retirement requires taking a realistic look at future sources of income. For example, how much Social Security will you receive each month in retirement? Do you have a pension? What about a 401(k) or IRA? One often-overlooked […]
The ABCs of Protected Retirement Income: A guide to understanding the advantages and costs of FIAs
If you’ve started thinking about creating income for retirement, chances are you’ve heard about annuities. Annuities are used to create income to help individuals maintain their desired lifestyles after their regular paychecks cease. While there are several types of annuities, all designed to provide income in retirement, fixed index annuities have a higher potential for […]